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FAQS

Frequently Asked Questions
Grama Suraksha integrated Foundation (GSIF) is a Section-8 company registered under the Government of India, Ministry of Corporate Affairs (MCA) under the license number 120856. It functions as per the relevant guidelines being received from the MCA.
The minimum deposit period for a debenture issued by GSIF is 366 days.
No. The premature closing of a debenture before is minimum period is not permitted. The details of the minimum period of debentures and bonds are given in the table for ready reference.
Yes.In addition to the annual interest a debenture holder is entitled for bonus depending upon the annual yield. The details are given in the table for reference.
Yes.To have a new share account in his name and submit the KYC details are compulsory for a person who intends to be a part of GSIF under any scheme irrespective of deposit schemes or loans.
This kind of loan is aimed to provide them the requisite capital to start-up or expand their business venture of their own.
This type of loan is secured by their mutual guarantee among the members of the loan group. Hence the same cannot be provided to a single individual.
The loan amount equal to 80% to 90% of the total cost of the product being purchased can be availed through a consumer loan.
After verifying the authenticity of the documents submitted, the loan amount is directly transferred to the Agency’s / Seller’s bank account from where the item or commodity is being purchased.
Yes. The loan will be sanctioned to the applicant only if he/she fulfills the credit score criteria.
Yes. But in such cases the loan customer is liable to pay some amount as the penal charges for fore-closure of the loan account.
The rate of interest is 12.5 % and Bonus is 1.5 % = 14 %
1 Lakh.